Checking and Savings Accounts
We offer a selection of checking and savings accounts designed to meet the needs of individuals and businesses.
Among our most popular products for individuals are our interest bearing checking accounts. Take a look at Investment Checking, Checking Plus and Prestige Checking. Each of these accounts offers unlimited activity and very competitive market rates of interest.
Investment Checking
We are currently offering a 3.05% Annual Percentage Yield * (3.01% interest rate) on Investment Checking for balances of $10,000.00 or more! Remember, this is a true checking account with unlimited monthly transactions.
Checking Plus
We are currently offering a 2.00% Annual Percentage Yield* (1.98% interest rate) on Checking Plus for balances of $500.00 or more! Compare our yield with other banks' interest checking accounts and you'll see what a difference banking at Old Southern Bank can make. Again, this is a true checking account with unlimited monthly transactions.
Prestige Checking
Our Prestige Checking is designed for those over 55. It offers all the features and the same great rate* as our Checking Plus account with the added benefit of no minimum balance requirement.
Check out these extra features of Investment Checking, Checking Plus and Prestige Checking:
Call or come see us in our Clermont, Downtown Orlando, Winter Park or Altamonte Springs Office to open your account!
Safe Deposit Boxes
Old Southern Bank offers the most convenient Safe Deposit Box service around. Customers can access our Safe Deposit vaults using fingerprint readers, avoiding the need to wait for a custodian to let you in. Stop by our Clermont, Winter Park or Downtown Orlando offices to see for yourself. This service is not available at our Altamonte Springs office.
Lending
A variety of loan types and terms are available to suit your borrowing needs. Whether you are looking for a commercial loan or line of credit for your business or a home equity line of credit, Old Southern Bank has the loan to meet your needs. Application and approval required.
Free Personal Online Banking and Bill Pay
Bank with us online in a secure environment anywhere you have internet access. Available around the clock, you can obtain current account information, view account balances, transaction information, transfer funds, and other services related to your Old Southern Bank accounts. Pay your bills online and eliminate the need for writing checks, buying stamps, and making a trip to the post office. Best of all, as a customer of Old Southern Bank you receive these services free! Click here to vist
online banking. You can also go to the MasterCard SecureCode site to register your Old Southern Bank MasterCard Debit Card to help increase security when shopping online.
Click the MasterCard logo to visit the MasterCard SecureCode site.
Commercial Cash Management Online Banking and Bill Pay
Manage your business better using Old Southern Bank's online Business Banking. Eliminate the need for writing checks, buying stamps, and making a trip to the post office. Contact us at 407-420-3900 or visit one of our banking centers to enroll for this product.
Remote Deposit Capture
Bank from the convenience of your desktop! We now offer business customers the ability to deposit checks to their Old Southern Bank business checking account without having to come to the bank. Contact us for more information about this service.
Telephone Banking
You may access your account information 24 hours a day, 7 days a week, 365 days a year. Using a touch tone telephone and your account number and PIN, you may inquire on your account balance, review transaction history, and transfer funds. To access this service, simply call toll-free 888-339-0558.
These are limited time offers which may be withdrawn at any time. To earn the 3.05% APY in Investment Checking, the average daily collected balance in the account must be $10,000.00 or more for the statement cycle. If the average daily collected balance falls below $10,000.00 for the statement cycle, the APY will revert to the Checking Plus account APY, currently 2.00%, and a monthly maintenance fee of $25.00 will be charged. Balances in excess of $1,000,000.00 may be subject to a reduced rate. To earn the 2.00% APY in Checking Plus, the average daily collected balance in the account must be $500.00 or more for the statement cycle. If the average daily collected balance falls below $500.00 for the statement cycle, the APY will revert to .50% and a monthly maintenance fee of $12 wil be charged. To earn the 2.00% APY in Prestige Checking, the average daily collected balance in the account must be $500.00 for the statement cycle. If the average daily collected balance falls below $500.00 for the statement cycle, the APY will revert to .50% but no monthly maintenance fee will be charged. Accounts for Individuals only. Fees may reduce earnings. These are variable rate accounts and the rate may change after the account is opened. Available in our Clermont, Downtown Orlando, Winter Park, Altamonte Springs, Longwood, Colonialtown and Sand Lake offices only. Rates effective as of 8/25/08.
